How are we different?

Focus

We are a smaller practice that focuses on a select group of clients, so we can commit to the highest level of customer service.

Value

Balancing office growth with customer service has led many in the financial services industry to move toward deepening client relationships.  This is often regarded as a good thing, but, as with most changes within the financial services industry, the expanded service can lead to charging ongoing fees based on assets under management.  We strive to offer highly competitive rates for both transaction based services and fee based accounts.

Financial Planning Technology

We have client friendly, interactive financial planning tools available in to assist our clients in building their financial plan.  Our team takes into account many different historical scenarios each time we do a plan, and because economic times can change so significantly, clients need to know the probability of accomplishing their objectives. It is not simply a “yes or no” scenario.

Choices

Our clients have access to many choices.  We have a wide range of investments including stocks, bonds, and mutual funds.  But our clients can also add diversification to their portfolios with alternative investments, or utilize hedging to preserve large stock positions.

Considerations

Investments mentioned may not be suitable for all investors. Investing involves risk and investors may incur a profit or a loss regardless of strategy selected, including diversification and asset allocation.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Alternative Investments involve substantial risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. These risks include but are not limited to: limited or no liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided.

In a fee- based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2A as well as the client agreement. Services rendered will be dependent on applicable agreements.